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Disability Benefits Lawyers
Texas Personal Injury Lawyers will quickly and successfully represent clients in obtaining the entire range of Disability Benefits that an employee is entitled to from private insurance policies, employer-sponsored plans, and Social Security when an illness or accident prevents someone from working.
Texas Personal Injury Lawyers can quickly negotiate settlements or restorations of denied benefits for disabled individuals, sometimes without the expense and delay of litigation. We advise individuals and families on both long-term disability programs, such as ERISA (Employee Retirement Income Security Act) plans and private policy plans, as well as Social Security Disability benefits, including Supplemental Security Income.
Texas Personal Injury Lawyers fights aggressively in court for our clients’ Disability Benefits, employing years of expertise in dealing with complicated disability insurance situations and working with medical practitioners and occupational rehabilitation experts. We will not allow insurance companies to strong-arm an employee with benefits denials, excessive inquiries for further information, surveillance, unannounced inspections or repeated demands for “independent” medical checkups or tests.
Regardless of the circumstance surrounding a client’s situation, Texas Personal Injury Lawyers can provide the appropriate assistance via the Disability Benefits application or (if necessary) appeal procedures for individuals with impairments. Contact us immediately for a free case evaluation.
Fighting To Get You The Disability Benefits You Deserve
Our team of disability benefits attorneys has helped clients receive the benefits they are entitled to. We’ve won hundreds of claims for people with ailments such as:
- Multiple sclerosis (MS)
- Sleep disorders
- Heart disease
- Degenerative arthritis
- Herniated discs
- Complex regional pain syndrome
- Traumatic brain injury (TBI)
- Lyme disease
- Ehlers-Danlos syndrome
- Post-traumatic stress disorder (PTSD)
- Bipolar disorder
- Personality disorders
Disability Benefits Cases We Handle
We provide comprehensive disability benefits counsel at Texas Personal Injury Lawyers, and we provide free consultations on disability benefit claims, including:
- Federal Employee Retirement System (FERS) disability retirement applications
- Long term disability (LTD)
- Short term disability (STD)
- Benefits claims in group policies
- Individual disability income (DI) policies
- State of Maryland disability retirement applications
- Social Security disability benefits.
FERS Disability Retirement Annuity
If you’re a civilian federal employee covered by the Federal Employees Retirement System (FERS) for at least 18 months, you can apply to retire and get a disability annuity if you can show that your medical condition prevents you from performing “useful and efficient” service – that is, performing your job despite an illness or injury – for at least one year.
Nationwide, Texas Personal Injury Lawyers is the leading law firm for federal employees with disabilities claiming retirement benefits. Our attorneys assist you in navigating the complicated application procedure for disability retirement. We can also help you appeal a decision denying your application for disability retirement.
We can answer all of your questions and help you through the OPM application process, as well as any necessary OPM requests for reconsideration and appeal to the Merit Systems Protection Board (MSPB), which will generally entail a trial before an administrative judge.
Texas Personal Injury Lawyers can also help and defend you if any health issues arise as a result of your condition, such as:
- Proposed removals and other disciplinary actions
- Claims for reasonable accommodations
- FMLA disputes
Short-Term And Long Term Disability Benefits
If you work in the private sector and have a medical condition that prevents you from doing your job, you may be eligible for short-term or long-term disability payments (STD and LTD) or disability income benefits (DI).
Texas Personal Injury Lawyers can assist you in obtaining the disability benefits to which you are entitled.
Workers can also purchase limited-duration insurance through employer-sponsored groups. ERISA (the Employee Retirement Income Security Act of 1974) regulates these plans.
Insurance companies are only in it for themselves! The disability attorneys at Texas Personal Injury Lawyers will guide you through the details of your workplace-sponsored disability insurance policy and help you maximize your chances of claim approval.
We can help you avoid exclusions and limitation clauses, such as those caused by emotional illnesses.
We can also assist with severance agreements, FMLA claims, necessary accommodations, and COBRA issues related to short-term and long-term disability.
We work on initial claims, administrative appeals, and complaints to court for claimants. We also handle client reviews that the insurance company conducts on a regular basis.
Before filing an application, we strongly advise workers to carefully review their insurance coverage and get competent legal counsel.
Does My Disability Qualify To Receive Social Security Disability Benefits?
If you fulfill the basic criteria, the Social Security Administration will determine if your medical condition fulfills the agency’s definition of disability. This implies that:
- You can’t do the basic tasks of your previous employment.
- You are unable to adjust to alternative employment because of your medical issue.
- You have a condition, sickness, or disability that is considered to be so severe that it is expected to last for at least 12 months and result in your death.
If your disability qualifies and is listed in the SSA’s blue book of impairments, you should be eligible for disability benefits.
In case your disability is not recognized, the SSA will examine whether your condition prevents you from working in any job or other position.
The SSA will evaluate your medical condition, age, education, past work experience, and any transferable skills you may have. Your claim will be approved if you are unable to adjust to another line of employment.
Our disability benefits attorneys can evaluate if you qualify for SSDI benefits. We’ll go through your medical condition and work history to show when you obtained it and how it has affected your life since.
Information You Will Need To Apply For Disability Benefits
If you believe you qualify, apply for disability benefits as soon as possible. However, before you start your application, make sure you have all of the necessary information to guarantee that your claim is accurate. This includes:
For example, the SSA may request personal information such as:
- Date of birth, place of birth and Social Security number
- The name, Social Security number, and date of birth of your current and any former spouse (if applicable), as well as the dates and locations of marriages and divorces or deaths (if applicable)
- Names and dates of birth for any children you may have under the age of 18
- Your bank Routing Transit Number and the account number for electronic deposits
Information About Your Disability
The SSA will request the following information about your disability and treatment plan:
- Name, address and phone number of an individual familiar with your condition
- Names, addresses, phone numbers, patient ID numbers and dates of treatment from all doctors, hospitals and clinics you have visited for your condition
- Names of any medications you are taking and the practitioner who prescribed them
- Names, dates and outcomes of any medical tests you have had related to your condition and who prescribed them
Information About Your Employment
You will also need information about your current and previous employment, such as:
- Your yearly earnings for the present and prior years, before you applied.
- Include your current employer’s name and address, as well as the previous one.
- If you served in the military before 1968, list your birth and discharge dates.
- A list of up to five jobs you held during the 15 years preceding your disability, with the dates you worked them.
- Any information you have about any workers’ compensation claims you’ve filed.
Additional Important Documents
To qualify for Social Security Disability Insurance benefits, you must provide the following documents:
- Birth certificate
- If you were not born in the United States, provide evidence of citizenship or lawful alien status.
- U.S. military discharge papers if you served in the military prior to 1968
- W-2 forms and/or self-employment tax returns for the past year
- Medical evidence, such as medical records, doctors’ reports and recent test results
- Award letters, pay stubs, settlement agreements or other proof of any temporary or permanent workers’ compensation benefits you receive
How Will The Insurance Company Decide If I Am Entitled To Long Term Disability Benefits?
The long-term disability insurance company will evaluate your medical records, vocation data, the information supplied by your doctor, and any additional information you provide to the insurance company in support of your claim.
How Long Can I Receive Long Term Disability Benefits?
Disability benefits generally last until you reach retirement age, as long as you remain disabled. The insurance business reviews claims on a regular basis and may conclude that you no longer qualify for benefits if your condition gets better.
Choose Texas Personal Injury Lawyers
Getting the disability benefits you are owed is critical to your financial well-being and providing peace of mind for yourself and your loved ones. That’s why we applied our expertise to increase your chances of receiving these essential funds as soon and easily as possible.
It may be difficult to live with a disability, but receiving the benefits you’re owed shouldn’t be.
If you’re ready to submit a disability benefits claim, contact Texas Personal Injury Lawyers to schedule a free case evaluation appointment at (888) 997-2148. We work on a contingency fee basis, no upfront fees and we only earn fees if we win.